Collins was born Jessica Lynn Capogna in Schenectady, New York. She attended Amsterdam High School in Amsterdam, New York. In 1988, she won the title Miss New York Teen USA and was the first runner up for the Miss Teen USA Pageant in that same year.
On November 2, 1996, she married Robert Tyler, divorcing him in February 2002.
- Leprechaun 4: In Space (1997) Dr. Tina Reeves
- Star Trek: Voyager (1997) Guest Star
- Tru Calling (2003–2004) (TV series) Meredith
- Lois & Clark: The New Adventures of Superman (TV series) Mindy Church
- Two and a Half Men (2006) Gloria in Season 4's "Walnuts and Demerol"
- Big Shots (TV series) (2007) Marla